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  • Full Time

    • Creative Director – Design Graphic – Photographer

    : Billa Creative
    : D3 / S1 / SMA
    : Gaji Kompetitif
    :

    Deskripsi Lowongan

    Billa Creative bergerak di Bidang Social Media Management, sedang membutuhkan kandidat untuk mengisi posisi lowker sebagai:

    – Creative Director
    – Design Graphic
    – Photographer

    Creative Director
    Kriteria :
    – Pria/Wanita – Maks 30 th
    – Pend. min S1 Berasal dari jurusan yang relevan (DKV, Marketing Communication, dll)
    – Kreatif, Inovasi dan Komunikatif
    – Memilik keahlian dalam desain komunikatif
    – Thinker, mampu membuat konsep brand
    – Memiliki cita rasa design yang baik
    – Memiliki Jiwa Kepemimpinan
    – Mampu bekerjasama dengan tim dan dapat mengarahkan tim kreatif
    – Pengalaman minimal 1 tahun
    – Mampu bekerja dibawah tekanan
    – Mempunyai Laptop
    – Lokasi kerja di Sleman, Yogyakarta
    Job desk :
    – Memimpin proses kreatif, dari konsep sampai selesai
    – Memastikan standar komunikasi visual di proyek yang dibuat buat terpenuhi
    – Mengulas pekerjaan, memecahkan masalah, dan memberikan masukan kepada tim kreatif
    – Bertemu dengan klien atau manajemen untuk menjelaskan strategi kampanye dan solusi dari permasalahan yang dihadapi

    Design Graphic
    Kriteria
    – Pria/wanita, single, maksimal 25 th
    – Pendidikan min SMA/SMK
    – Rajin beribadah
    – Tidak ada masalah dengan keluarga atau perusahaan sebelumnya
    – Bisa mengoprasikan photoshop, A1 / corel draw, lightroom
    – Siap dengan target dan mau lembur
    – Kreatif dan inovatif
    – Jujur, bertanggung jawab dan sopan santun
    – Mengikuti trend industri
    – Mempunyai laptop
    – Wajib kirim portofolio
    – Lokasi kerja di sleman, yogyakarta
    Job desk :
    – Desain Konten Sosial Media
    – Desain Logo, Packaging, Stationary

    Photographer
    Kriteria :
    – Pria/Wanita, Maksimal 25 th
    – Pendidikan min S1/D3
    – Mampu menggunakan camera DSLR/MirrorIess
    – Memahami Teknik foto
    – Bisa Take Video & Berpengalaman (nilai plus)
    – Menguasai Program Editing Foto
    – Mengerti lighting
    – Mengikuti Trend Industri
    – Dapat Bekerja Sendiri dan Team
    – Wajib Kirim Portofolio
    – Lokasi kerja di sleman, yogyakarta
    Job desk :
    – Take Foto & Video untuk Produk (Katalog / dg talent)
    – Editing Foto den Video

    Fasilitas :
    – Gaji Kompetitif
    – Makan Siang
    – Transport
    – Bonus

    Syarat :
    – Kirim CV & Surat Lamaran
    – Foto Terakhir (Bebas)
    – Cantumkan Akun Sosmed IG/FB/Tiktok
    – Portofolio (Motion Graphic)

    Jam Kerja : Senin – Sabtu, 08.30 – 17.00 WIB

    Billa Creative
    Karangasem 01 / 32 Sardonoharjo, Ngaglik, Sleman, Yogyakarta 55581

    Kirim lamaran & CV ke :
    officebillacreative@gmail.com

    Subjek : Nama Lengkap – Posisi – No WA

    Lamar Sekarang

    Jogjalowker

    Link Terusan
    Many small business owners struggle with obtaining business finance, and there is absolutely nothing unusual about this. Getting a business loan for small businesses, such as retailers, restaurants, garages and so on, is not as simple as one would think from the bank. This is not to say however, that getting a business loan is not possible. It all depends on where one goes looking for the loan. Typically, there are two primary options that business owners have, approaching their local banks and going to a private funder or lender. Banks and small business loans Banks look at applications for small business loans from their perspective and their perspective is determined by their criteria. When we speak of criteria, there are numerous criteria and these are all non-flexible as well as stringent. Typically, banks require high credit scores, which should be around about 700 or over. If a business applying for a loan with the bank lacks excellent credit, their application will be rejected simply based on that one criteria. In conclusion to banks and credit scores, business funding with bad credit with a bank is not a possibility. This is not to say that there are not a number of other criteria, which banks follow carefully and take equally seriously as well. The criteria of banks have been established over the decades based on shared experience, and these criteria are across the board. As is generally acknowledged, banks are not very keen on funding small business loans. The reasons for this are many and one of the primary reasons is that, small businesses are considered to be high risk investments from the banks perspective and experience. Private funders and small business loans With a private lender the situation is completely different from what a business owner will experience with a bank. Private lenders have a completely different list of criteria to provide cash advance for business owners. As private lenders primarily offer MCA (Merchant Cash Advances), the criteria for these is simple. An MCA loan is an unsecured loan, and does not require high credit scores either. As a result it's easy to qualify for this kind of funding. However, many a small business owners don't look upon MCAs from a friendly perspective, and they do have their reasons. The interest rates are higher than traditional bank loans, and most business owners want low interest rates. The point with MCAs is however not to compete with bank financing, as they are both in quite different arenas. Apart from the fact that they are both financing for businesses, the entire process, requirements, features and all other details related to the funding are completely different. With an MCA loan the question how to qualify for small business loans does not really apply. Only in very few cases are small businesses turned away by private lenders. Generally, most businesses receive the funding they require for their business. MCA loans V/S bank loans Merchant cash advances or MCA in short are generally accompanied with high interest rates. Far higher than what the bank provides, and the reason for this is these are unsecured short term loans. There are many businesses who would never qualify for a traditional bank loan, regardless of how badly they need it or want it. If their credit scores are low, or if they are unable to provide the collateral the banks require their applications will be rejected. This is not to say that there are not a lot of other grounds on which small business loan applications are not declined by banks. Also, banks are under not obligation to provide funding to those they choose not to. This leaves many small business with no other option. For an MCA loan a business requires nothing much in the way of credit scores and collateral. The basic criteria for an MCA loan is mentioned here, as follows. The business should be at least 12 months old and a running business. The owner of the business should not be in active bankruptcy at the time of the loan application. Finally, the gross income of the business needs to be at least $10 thousand a month. The easy criteria makes it simple to obtain an MCA, and the drawbacks are definitely the interest rates and the duration for some business owners. However, those who capitalize on such business funding are those business who either have no choice, or those who require quick business loans. Some of the advantages are the processing time frames, which can be as little as a couple of days. Article written by Sophia Williams for Funding Easily. This article entails the details related to business funding and, how small and medium sized businesses can apply for small business loans. More information related to business loans can be obtained from the Funding Easily website.